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Routing #291973687

About DTCU

Welcome to DTCU – A Community Credit Union

Thank you for your interest in Duluth Teachers’ Credit Union (DTCU). We look forward to becoming your exclusive full-service financial institution. DTCU was founded in 1933 to serve the financial needs of the educational community of Duluth. DTCU serves over 9000 members in our community with our savings, checking, investment and loan products. Our membership is continually growing and we always welcome new members. We offer both personal and business financial products.

Through the years many changes have taken place at DTCU, including state of the art technology as well as a new community charter. A community charter allows anyone living in South St. Louis, Carlton or Douglas Counties, or Two Harbors to be eligible to become members of DTCU.

Our name remains the same, as does our commitment to personal, friendly member service. We have three full service locations to serve you. All it takes is a $5 deposit into a savings account to become a member of DTCU. Once a member you have access to all products DTCU offers, from free no minimum balance checking accounts to our vast variety of loan products. Our full service mortgage department can help you with your land, new construction or home loan. If you have questions about DTCU or any of our services, feel free to give us a call at 218-722-9242 or email us at


Mission of the Credit Union

The Duluth Teachers’ Credit Union is dedicated to meeting the borrowing, saving, and investment needs of its members by providing the financial services desired.


Vision of the Credit Union

The Duluth Teachers’ Credit Union envisions a future in which proactive responses to rapid changes in technology and the economy will spur the growth of its membership and assets while carefully maintaining fiscally responsible management. With the continuous upgrade of delivery sites and systems, DTCU will not be limited by time or place. Through promotion and competitive appeal, along with the quality of services, DTCU will be recognized as a leader in the delivery of comprehensive banking services that meet the needs of its membership.