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Hours & Locations

Routing #291973687

Credit Card Services

                        PREMIER BLACK                       Classic Visa with Score Card Rewards

Credit Card Services
Card Type APR* Annual Fee Balance Transfer Fee Features Collision & Theft Coverage on Auto Rentals
Premier Black
Visa Card
7.74% – 11.74% None No fee Low rate, 25-day grace period. Included
Classic Visa with
Rewards
9.25% – 12.99% None No fee Earn points for each dollar charged. Redeem points for travel, gift cards and merchandise.
25-day grace period.
Included
Share Secured Visa Choose Premier or Rewards Card – same rates apply. None No fee For those starting out or rebuilding credit.  No credit check needed. No cosigner needed. 25-day grace period. Included
Share Secured Student Visa Choose Premier or Rewards Card – same rates apply. None No fee No credit check needed. No cosigner needed. Build good credit. 25-day grace period. Included

 

Benefits include:

 

Premier Black Visa Card

  • Low variable rate based on your credit score, the better your score, the lower the rate! Rates from 7.74% to 11.74% APR*
  • Protection for online purchases through Verified by Visa
  • No annual fee
  • 25 day grace period
  • Free Online Access to pay your bill and review your Visa account
  • Auto Rental Collision Damage Waiver details here
  • Apply online here, call 722-9242 or stop by any of our 3 locations for your Visa application

 

Classic Visa with Rewards

  • Low variable rate based on your credit score, the better your score, the lower the rate! Rates from 9.25% to 12.99% APR*
  • Protection for online purchases through Verified by Visa
  • No annual fee
  • 25 day grace period
  • Free Online Access to pay your bill and review your Visa account
  • A free Score Card program that pays you for using your Visa card. For each dollar you charge on your DTCU Visa card earn one point on the Score Card. Collect points for airline tickets, hotel stays, car rentals, gift cards and merchandise
  • Auto Rental Collision Damage Waiver details here
  • Apply online here, call 722-9242 or stop by any of our 3 locations for your Visa application
  • Credit Card rate based on credit score
    9.25% 730+ score
    10.50% 680-729 score
    12.00% 640-679 score
    12.99% 639 score and below

*APR = Annual Percentage Rate

Share Secured / Student Share Secured Visa Card

DTCU offers a share secured and student share secured Visa as another credit card alternative on both of our card programs. This is an excellent option for teens heading to college or those with no credit history as well as anyone that would like to re-establish good credit.

  • No credit check is needed for a Share Secured Visa
  • A freeze is placed on funds in your savings account matching the Visa credit you request. For example you would like a $500 credit line, $500 is frozen in your savings account
  • Make normal monthly payments on your Visa card to establish credit
  • Lowest card rate based on the card you choose applies to a share secured card
  •  Apply Online here, Call 722-9242 or stop by any of our 3 locations for your Visa application

 

Lost or Stolen DTCU Visa Credit Card
Please Call: 1-800-991-4961
International: 410-581-3836

Now Available! Paperless Visa statements! Details!