Home Loan Rates
DTCU offers many choices when it comes to financing your home.
We now offer 15, 20 and 30 year mortgages. Call our loan department
at 218-279-DTCU (3828).
Energy Loans Available now!
New windows, doors, furnace, central ac and more!
Borrow up to $7,500 unsecured at 5.49% APR for up to 10 years
Example: $7,500 for 10 years, the payment would be
$81.37 with an APR of 5.534%
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Type of Loan
|
Duration
|
Rate (APR*)
|
|
In House 10 Year Fixed Rate Mortgage as low as
|
|
4.39%
|
First Fixed Rate
Second Fixed Rate |
5 to 10 years
|
Range of
4.74%
7.25%
|
|
First Mortgage
(15 - yr amortization)
First Mortgage
(30 - yr amortization) as low as
|
3 year balloon
|
4.00%
4.25%
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|
First Mortgage
(15 - yr amortization)
First Mortgage
(30 - yr amortization) as low as
|
5 year balloon |
4.25%
4.50%
|
Home Equity Lines of Credit:
Prime Line Minus 1% (1% bal pymt/15 - yr term) |
15 years |
4.50% |
|
Prime Line Interest Only Payment (5-year term)
|
5 years |
5.00%
|
|
Home Improvement
|
up to 10 years
|
7.25%
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Unimproved Land up to 50% of appraised value
(no maximum loan amount) |
3 year balloon
5 year balloon
|
5.75%
7.50%
|
|
Unimproved Land 51% - 100% appraised value
|
3 year balloon
5 year balloon
|
7.50
8.50
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Conventional First (secondary market only)
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15,20,30,40 year fixed rates available
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click for rates |
| Construction |
3-18 Months |
5.25% |
*APR = Annual Percentage Rate, up to 10 year term, first mortgage position only, mortgage remains at DTCU. See a DTCU Mortgage Specialist for complete details. Payment example based on $50,000 loan amount at 4.390% with an Annual Percentage Rate of 4.506% and 120 monthly payments of $515.60, which includes principal and interest only; maximum LTV is 80%.
Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.
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