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Hours & Locations

Routing #291973687

Checking Services

Classic Checking Virtual Checking
Monthly Account Fee None None
Minimum Balance None None
Unlimited Check Clearings  Yes 4 free check clearings per month
$1 per clearing for any over 4
Debit Card Perks No fee at DTCU owned ATM’s
Cash back at merchants
No fee at DTCU owned ATM’s
Cash back at merchants
Earn Dividends*  Yes  No
 Online / Mobile Banking  Free  Free
 Online Bill Pay ** $4.00 per month  Free
 Overdraft Protection Eligible **  Yes  Yes
 eStatements  Free  Free (required with Virtual Checking)

           

Added Member Benefits with the Honor Roll

You will earn even more valuable benefits when you become an Honor Roll Member!

Have one of the following bundles of credit union services:

  • Active checking account
  • Active debit card
  • Active Harbor Pointe Credit Union  Credit Card
  • Any active loan or Overdraft Line of Credit

-or-

  • Active checking account
  • Active debit card
  • Money Market with at least $2,500.00 balance
Benefits of being on the Honor Roll:
  •  .50% more dividends paid on Share Certificates
  • Free Check printing (limit one free box of checks per year
  • No fee to purchase DTCU Visa Gift Cards (limit 2 per month)

 

Virtual Checking is a paperless checking account, use a debit card for all transactions, use free online bill pay service to pay bills, set up payroll direct deposit and eStatements too. We know there are still ocassions where a paper check may be needed so we allow 4 free paper check clearing per month with this account. No minimum balance required and no monthly fee. Make the swith to a Virtual Checking account today!

 

All DTCU checking account come with a debit card option

 

DTCU offers check printing services, prices dependent on check style and quantity.

 

*The dividend rate for classic checking is variable and is subject to change at any time. See dividend rates page for current rate.

 

** Bill Pay requires online banking.

 

***Overdraft Protection is subject to approval. Accounts will be charged standard overdraft fee for handling each check, ACH, Point of Sale or ATM withdrawal. Refer to fee schedule for overdraft fee rate. Overdraft balances must be repaid within 30 days. We may not pay items under your overdraft protection if you do not maintain your account in good standing. If you default on you overdraft privilege your account is subject to collection or legal costs.